workers compensation

Contracting can be dangerous work if you aren’t careful. Your work involves sensitive machinery and a lot of physical labor. If you work in general construction, repairs, plumbing, electricity or even house cleaning, you might find your equipment is a hazard.  Not only is equipment potentially hazardous, but it’s also expensive. Equipment loss could spell […]

At the end of every workers’ compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes.  […]

Workers compensation insurance is a type of business insurance that is a requirement for businesses in most US states. Unfortunately, the costs to acquire this coverage can be high, especially for small businesses with tight budgets. However, that doesn’t mean that businesses don’t have some control over how much they pay for it. Businesses that […]