coverage

One of the most essential business insurance products is workers’ compensation insurance. Modern workers’ comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer.   Although rare, those who seek to defraud the system cast a disparaging net over those that workers’ comp helps. The good […]

Businesses want to safeguard those at the top, like CEOs and governing boards. Many entities invest in directors & officers (D&O) insurance to protect these parties. It is a personalized level of protection for those who make the decisions. However, even a D&O policy is not a catch-all type of coverage. When will it not […]

While workers compensation is geared to cover employees who are injured on the job, compensation is not guaranteed. There are a few circumstances in which a workers compensation claim may be denied by the insurance company. It is important to identify these in order to avoid your claim being denied. Common reasons a claim is […]

General liability is a frequently used insurance policy because it covers the most common accidents and injuries that may occur on your business’ property. Unfortunately, even the most comprehensive general liability insurance policy won’t cover everything. There are certain accidents and injuries that may be excluded from your insurance policy. Be aware of these exclusions […]