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insurance

May 20, 2021
Agency

D&O Insurance is not General Liability Coverage

Businesses want to safeguard those at the top, like CEOs and governing boards. Many entities invest in directors & officers (D&O) insurance to protect these parties. It is a personalized level of protection for those who make the decisions. However, even a D&O policy is not a catch-all type of coverage. When will it not […]
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April 29, 2021
Agency

Can an Employees Vehicle be a Commercial Vehicle?

If your employee travels or carries cargo in their personal car for work, they may qualify for commercial auto insurance. This is because commercial auto insurance doesn’t only cover vehicles owned by a company, but also non-owned vehicles used by the business for work purposes. It is important that employers and employees identify the distinction […]
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February 17, 2021
Agency

What Injuries are Not Covered Under General Liability Insurance?

General liability is a frequently used insurance policy because it covers the most common accidents and injuries that may occur on your business’ property. Unfortunately, even the most comprehensive general liability insurance policy won’t cover everything. There are certain accidents and injuries that may be excluded from your insurance policy. Be aware of these exclusions […]
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