November 8, 2023
AgencyDoes Your Legal Entity Status Affect Business Insurance?
Business changes. If you’re expanding, changing your company structure or are chasing new goals, you should know how a business’s legal entity status affects your business insurance policy. Changed Processes and New Policies In general, changing your business’s legal status, entity-wise, can affect your insurance. For most types of insurance, a carrier will change their […]
October 2, 2023
AgencyHow to Know What Coverage You Need for Your Business
Every business is different as are their insurance needs. The size, industry, location and other factors of your business can all affect the type and mount of coverage you need. Speaking with an insurance agent can help you determine the right coverage to protect your business. Consider common business insurance needs such as: Liability Liability […]
August 1, 2023
AgencyCommon Risks That Your Business Could Face
Opening a business is a huge undertaking, and one that comes with a variety of risks. Some businesses are inherently more risky than others, like a contracting business or a toxic waste disposal business. But every business, no matter how small, faces risks on a daily basis. What are the most common risks that your […]
July 19, 2023
AgencyDo I Need Business Insurance if I Lease My Workplace?
Many of today’s small businesses don’t own the building they operate in. Rather, they lease it. This is very common because of the lower cost associated with leasing over property ownership. However, this doesn’t negate your need to have comprehensive business insurance that keeps your company financially sound should an event occur that impacts business […]
June 2, 2023
AgencyDo I Need Business Insurance if I’m Self Employed?
Now more than ever, people are turning to themselves for direction and starting up their own businesses. It can be empowering to be your own boss and adhere to your own schedule, but it can also bring a lot of risk—especially if your business deals with clients. Whether you have a physical location or work […]
April 27, 2023
AgencyHow to Properly Insure Your Car Wash
A car wash business faces unique risks and perils that can be partially addressed with proper business insurance coverage. Your company’s business insurance needs are specialized, so working closely with an experienced agent is crucial to get appropriate coverage. What Types of Insurance Does a Car Wash Need? Car washes need insurance coverage to address […]
February 1, 2023
AgencyAdvantages of Having a Business Owner’s Policy
As a business owner, acquiring business insurance is one of the most important things you can do. It’s always better to be proactive in protecting your investment than suffering a great financial loss because you didn’t. That’s why getting a business owner’s policy, also known as a BOP, is a good idea. What is a […]
April 21, 2022
AgencyCan Throwing Away Your Business’ Old Electronics Cause a Lawsuit?
Have you ever donated or sold an old computer or smartphone? Then you already know the importance of wiping the hard drive before the device exchanges hands to prevent someone else from accessing your data. The same applies to your business’ electronics. But it goes beyond old computers. What many people don’t know is that […]
November 2, 2021
Agency4 Ways to Avoid Data Breaches
Recently, Hollywood Presbyterian Medical Center paid $17,000 to a hacker who took over their computer systems. Increasingly, hackers’ attempts are bold and numerous in number. Unfortunately, data breaches are becoming a way of life. The best way to protect your business is to take measures to prevent, avoid and mitigate the possibility of a cyber-attack. […]