July 20, 2021
AgencyTimes When Your EPLI Coverage Works for You
Your employees matter to your reputation. It is up to you to make a good impression on them from the moment you meet them at their first interview. The better care you take of them, the more highly they will likely think of you. And, if you were to make mistakes, they could have the […]
June 21, 2021
Agency3 Easy Ways to Spot Workers Compensation Insurance Fraud
One of the most essential business insurance products is workers’ compensation insurance. Modern workers’ comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. Although rare, those who seek to defraud the system cast a disparaging net over those that workers’ comp helps. The good […]
May 20, 2021
AgencyD&O Insurance is not General Liability Coverage
Businesses want to safeguard those at the top, like CEOs and governing boards. Many entities invest in directors & officers (D&O) insurance to protect these parties. It is a personalized level of protection for those who make the decisions. However, even a D&O policy is not a catch-all type of coverage. When will it not […]
April 29, 2021
AgencyCan an Employees Vehicle be a Commercial Vehicle?
If your employee travels or carries cargo in their personal car for work, they may qualify for commercial auto insurance. This is because commercial auto insurance doesn’t only cover vehicles owned by a company, but also non-owned vehicles used by the business for work purposes. It is important that employers and employees identify the distinction […]
March 26, 2021
AgencyReasons Why a Workers Compensation Claim Might be Denied
While workers compensation is geared to cover employees who are injured on the job, compensation is not guaranteed. There are a few circumstances in which a workers compensation claim may be denied by the insurance company. It is important to identify these in order to avoid your claim being denied. Common reasons a claim is […]
February 17, 2021
AgencyWhat Injuries are Not Covered Under General Liability Insurance?
General liability is a frequently used insurance policy because it covers the most common accidents and injuries that may occur on your business’ property. Unfortunately, even the most comprehensive general liability insurance policy won’t cover everything. There are certain accidents and injuries that may be excluded from your insurance policy. Be aware of these exclusions […]